MUNICH--(BUSINESSWIRE)--2Q2026
    Totalbusinessvolumeat45.6billioneuros,aninternalgrowthof5.7percent1,withcontributionsfromallsegments.AssetManagementdeliversexcellentgrowth.
    Operatingprofitrises10.6percenttoarecordlevelof4.9billioneuros.
    Shareholders’corenetincomeat2.6billioneuros;12.7percentbelowlastyear.AdjustedforadivestmentgainlastyearandoffsettingmeasuresfollowingthesaleofthestakeinourIndianJVs,underlyinggrowthisstrongat10percent.
    6M2026
    Totalbusinessvolumeat98.6billioneuros,aninternalgrowthof4.3percent1,drivenbyProperty-CasualtyandespeciallyAssetManagement.
    Operatingprofitrises8.6percentandreachesarecordlevelof9.4billioneuros.
    Shareholders’corenetincomeadvances15.5percentto6.4billioneuros.Adjustedfordivestmenteffectsandoffsettingmeasures,underlyinggrowthisstrongat9percent2.
    Coreearningspershareincrease17.5percentandreach16.44euros.Adjustedfortheabove-mentionedeffects,underlyinggrowthisexcellentat10percent2.
    AnnualizedcoreRoEat20.7percent;underlyinglevelverystrongat19percent2.
    SolvencyIIratio3increasesby7percentagepointsto225percent4.Capitalgenerationremainsverygood.
    Outlook&other
    Allianzisfullyontracktoachieveitsfull-yearoperatingprofitoutlookof17.4billioneuros,plusorminus1billioneuros5.
    Sharebuy-backprogramofupto2.5billioneurosannouncedonFebruary25,2026underway;1.4billioneuroscompletedinthefirsthalfof2026.
    CEOcomment
    "Allianzhasoncemoredeliveredstrongresultsforthesecondquarterandfirsthalfof2026,confirmingthepowerofourcustomer-centeredstrategy.Ourexcellentperformancegivesustheability–aswellastheobligation–tobringsuperioradvice,protection,andretirementsolutionswithinreachformorecustomersaroundtheworld.Insurance
    Insurancecostsarerisingfasterthandisposableincome,andwetakethatchallengeseriously.ThroughourinvestmentsinAI,riskprevention,andsmarterservices,wearedeterminedtohelpmorecustomersprotectwhatmatterstothematapricetheycanafford.ThisvaluecreationishowAllianzearnsthetrustthatsetsusapartanddrivesourgrowth."
    -OliverBäte,ChiefExecutiveOfficerofAllianzSE
    FINANCIALHIGHLIGHTS
    AllianzGroup:Strongperformanceandrecordoperatingprofit
    Keyperformanceindicator
    2Q2026
    Changevs
    6M2026
    Changevs
    prioryear
    prioryear
    Totalbusinessvolume(�bn);changeshowsinternalgrowth
    45.6
    5.7%
    98.6
    4.3%
    Operatingprofit(�mn)
    4,874
    10.6%
    9,390
    8.6%
    Shareholders’corenetincome(�mn)
    2,600
    -12.7%
    6,385
    15.5%
    Corereturnonequity(annualized)(%)6
    20.7
    2.6%-p
    SolvencyIIratio(%)6
    225
    7%-p
    CFOcomment
    "Wehavedeliveredanexcellentresultforthefirsthalfoftheyearandhavesustainedourstrongperformanceinthesecondquarter.Allsegmentsareaheadofthemidpointsoftheirfull-yearoperatingprofitoutlook,demonstratingthesuccessfulexecutionofourstrategicpriorities.Thisputsuswellontrackforour2026ambitions.
    Aswehavereachedthehalfwaypointofourstrategiccycle,theresultsconfirmthatweareoncoursetodeliveronourambitiousCapitalMarketsDaytargets.
    Lookingahead,wewillmaintainourfocusongeneratingsmartgrowth,reinforcingourproductivityandstrengtheningourresilienceandtherebysustainingthevaluecreationforallourcustomersandshareholders."
    -Claire-MarieCoste-Lepoutre,ChiefFinancialOfficerofAllianzSEFinance
    In2Q2026,totalbusinessvolumeamountedto45.6billioneuros(2Q2025:44.5billioneuros).Internalgrowth,whichexcludestheeffectsofforeign-currencytranslationaswellasacquisitionsanddivestments,wasstrongat5.7percent.Allthreesegmentscontributed,withAssetManagementperformingparticularlystrong.
    Operatingprofitrose10.6percenttoarecordlevelof4.9(4.4)billioneuros.Thisgrowthwasdrivenbydouble-digitincreasesinAssetManagementandLife/Health.
    Shareholders’corenetincomewasat2.6(3.0)billioneuros;12.7percentbelowlastyear.AdjustedforthedivestmentgainontheUniCreditJointVenturelastyearandoffsettingmeasuresfollowingthesaleofthestakeinourIndianJointVenturesthisyear,theunderlyinggrowthwasstrongat10percent.
    In6M2026,totalbusinessvolumereached98.6billioneuros(6M2025:98.5billioneuros),withgoodinternalgrowthof4.3percent.AssetManagementdeliveredexcellentinternalgrowthwithastrongperformancealsointheProperty-Casualtysegment.Life/Healthmomentumimprovedinthesecondquarter.
    Operatingprofitrose8.6percenttoarecordlevelof9.4(8.6)billioneurosandreached54percentofourfull-yearoutlookmidpoint.GrowthwasparticularlystronginourProperty-CasualtyandAssetManagementsegments.Allsegmentsareaheadofthemidpointoftheirfull-yearoperatingprofitoutlooks.
    Shareholders’corenetincomeadvanced15.5percentto6.4(5.5)billioneuros.AdjustedfortheeffectsofthesaleofthestakeinourIndianJointVentures,offsettingmeasuresaswellasthedivestmentgainontheUniCreditJointVenture,underlyinggrowthwasstrongat9percent2.
    Coreearningspershare(EPS)7amountedto16.44(13.99)euros,anincreaseof17.5percent.Adjustedfortheabove-mentionedeffects,growthwasexcellentat10percent2,abovethetop-endofour7-9percentCAGRtargetforthe2025-2027strategiccycle.
    Allianzdeliveredanannualizedcorereturnonequity(RoE)7of20.7percentin6M2026(12M2025:18.1percent).Adjustedfortheabove-mentionedeffects,ourannualizedcorereturnonequitywasataverystronglevelof19percent2.
    Thisperformancewasachievedwhilewefurtherstrengthenedourcapitalization.OurSolvencyIIratioreached225percent,anincreaseof7percentagepointscomparedtofull-year2025(218percent),supportedbyaverygoodcapitalgeneration.
    Outlook
    Allianzisfullyontracktoachieveitsfull-yearoperatingprofitoutlookof17.4billioneuros,plusorminus1billioneuros.
    Other
    Thesharebuy-backprogramofupto2.5billioneuros,announcedonFebruary25,2026,isunderwayand1.4billioneuroswerecompletedinthefirstsixmonthsof2026.
    Property-Casualtyinsurance:Strongperformanceacrossalldimensions
    Keyperformanceindicator
    2Q2026
    Changevs
    6M2026
    Changevs
    prioryear
    prioryear
    Totalbusinessvolume(�bn);changeshowsinternalgrowth
    21.3
    4.7%
    49.6
    5.6%
    Operatingprofit(�mn)
    2,459
    7.2%
    4,871
    9.1%
    Combinedratio(%)
    91.9
    0.6%-p
    91.4
    -0.1%-p
    Lossratio(%)
    68.1
    0.7%-p
    67.7
    0.2%-p
    Expenseratio(%)
    23.8
    -0.1%-p
    23.7
    -0.3%-p
    CoremessagesProperty-Casualtyinsurance2Q2026Insurance
    Verygoodinternalgrowth,mainlydrivenbyourretailbusiness
    Highestquarterlyoperatingprofitever
    Combinedratiostronginbothretailandcommercial
    In2Q2026,totalbusinessvolumereached21.3billioneuros(2Q2025:20.1billioneuros).Internalgrowthwasverygoodat4.7percent.
    Theoperatingprofitof2.5(2.3)billioneurosincreasedby7.2percentcomparedtotheprior-yearquarterandmarksourhighestquarterlyoperatingprofitever.
    Thecombinedratioremainedatastronglevelof91.9percent(91.2percent).Thelossratiostoodat68.1percent(67.4percent).Theincreaseof0.7percentagepointsismainlyduetoprudentrun-off.Theexpenseratiodevelopedfavorablyby0.1percentagepointsto23.8percent(23.9percent),reflectinganongoingproductivityfocus.
    Theretail8businesssustaineditsmomentumanddeliveredstronginternalgrowthof8percent.Thesegment’scombinedratioremainedexcellentat91.9percent(91.8percent).
    Inthecommercial9business,internalgrowthwas1percentaswecontinuedtocarefullymanagethemarketenvironment.Thesegmentachievedacombinedratioof91.8percent(90.3percent).
    CoremessagesProperty-Casualtyinsurance6M2026
    Verygoodinternalgrowthof5.6percent
    Recordoperatingprofit,reaching54percentofourfull-yearoutlookmidpoint
    Combinedratioaheadofourfull-yearoutlookrangeof92-93percent
    Inthe6M2026period,totalbusinessvolumereached49.6billioneuros(6M2025:47.1billioneuros),deliveringaverygoodinternalgrowthof5.6percent.BusinessOperations
    Operatingprofitwasexcellentat4.9(4.5)billioneuros,reaching54percentofthefull-yearoutlookmidpoint.Stronggrowthof9.1percentwasdrivenbytheoperatinginsuranceserviceandtheoperatinginvestmentresult.
    Thecombinedratioremainedatanexcellentlevelof91.4percent(91.5percent),aheadofour92-93percentoutlookrangeforthefull-year.Thelossratioreached67.7percent(67.5percent),whiletheexpenseratioimprovedby0.3percentagepointstoaverygoodlevelof23.7percent(24.0percent),reflectingthetop-linedevelopmentandacontinuedproductivityfocus.
    Inourretailbusiness,internalgrowthreached7percent,whilethecombinedratioremainedbroadlyflatatanexcellentlevelof91.7percent(91.8percent).
    Inourcommercialbusiness,internalgrowthwas4percent,andthesegmentmaintainedanexcellentcombinedratioof91.1percent(91.0percent).
    Life/Healthinsurance:Goodresultswithimprovingmomentum
    Keyperformanceindicator
    2Q2026
    Changevs
    6M2026
    Changevs
    prioryear
    prioryear
    PVNBP(�mn)
    19,642
    0.6%
    43,369
    -4.9%
    Newbusinessmargin(%)
    5.6
    -0.2%-p
    5.4
    -0.2%-p
    VNB(�mn)
    1,094
    -2.4%
    2,355
    -8.1%
    Operatingprofit(�mn)
    1,544
    10.0%
    2,898
    2.4%
    ContractualServiceMargin(�bn,eop)
    57.3
    1.1%10
    57.3
    2.7%11
    CoremessagesLife/Healthinsurance2Q2026
    Newbusinesspremiumsatagoodlevel
    Newbusinessmarginof5.6percent
    Operatingprofitincreasesby10percentto1.5billioneuros
    In2Q2026,PVNBP,thepresentvalueofnewbusinesspremiums,increasedtoagoodlevelof19.6billioneuros(2Q2025:19.5billioneuros).AdjustedforforeigncurrencytranslationeffectsandthesaleofourstakeinUniCreditAllianzVita,PVNBProseby9percent.90percent(93percent)ofnewbusinesswasgeneratedinourpreferredlines(capital-efficientproducts,unit-linkedwithoutguarantees,protection&health).BusinessOperations
    Thenewbusinessmargin(NBM)wasstrongat5.6percent(5.7percent),aheadofourambitionofatleast5percent.Thevalueofnewbusiness(VNB)wasatagoodlevelof1.1(1.1)billioneuros,anincreaseof4percentadjustedforforeigncurrencytranslationeffectsandthesaleofUniCreditAllianzVita.
    Operatingprofitincreased10percentto1.5(1.4)billioneuros.Growthwasspreadacrossmostentities.Itwassupportedbyfirst-timedividendpaymentsfrominvestmentparticipationsinViridiumandSconsetRe.
    TheContractualServiceMargin(CSM)roseto57.3billioneuros(1Q2026:55.4billioneuros).NormalizedCSMgrowthwas1.1percent.
    CoremessagesLife/Healthinsurance6M2026
    Healthynewbusinessmarginof5.4percent
    Operatingprofitrisesacrossmostregions
    NormalizedCSMgrowthof2.7percent,ontrackforfull-yearambitionofaround5percent
    In6M2026,PVNBPamountedto43.4billioneuros(6M2025:45.6billioneuros).AdjustedforforeigncurrencytranslationeffectsandthesaleofourstakeinUniCreditAllianzVita,PVNBPincreasedby3percent.Thequalityofournewbusinesswasgoodwith91percent(92percent)ofournewbusinesssalesinourpreferredlines.
    Thenewbusinessmarginwasatahealthylevelof5.4percent(5.6percent).Thevalueofnewbusinessreached2.4(2.6)billioneuros.AdjustedforthesaleofourstakeinUniCreditAllianzVitaandforeigncurrencytranslationeffects,thevalueofnewbusinessremainedbroadlystable.
    Operatingprofitincreasedto2.9(2.8)billioneuros.Growthwaswidespreadandbenefitedfromfirst-timedividendpaymentsfrominvestmentparticipationsinViridiumandSconsetRe.
    TheContractualServiceMargin(CSM)roseto57.3billioneuros(12M2025:55.7billioneuros).NormalizedCSMgrowthof2.7percentputsuswellontracktoreachourgrowthambitionofaround5percentforthefullyear.
    AssetManagement:NetinflowsandoperatingprofitatrecordlevelsinfirstsixmonthsBusinessServices
    Keyperformanceindicator
    2Q2026
    Changevs
    6M2026
    Changevs
    prioryear
    prioryear
    Operatingrevenue(�bn);changeshowsinternalgrowth
    2.3
    19.3%
    4.5
    15.8%
    Operatingprofit(�mn)
    933
    19.8%
    1,790
    12.6%
    Cost-incomeratio(%)
    60.2
    -1.0%-p
    60.3
    -0.9%-p
    Third-partynetflows(�bn)
    39
    187.4%
    84
    99.5%
    Third-partyassetsundermanagement(�bn)
    2,161
    17.3%
    Averagethird-partyassetsundermanagement(�bn)
    2,093
    12.8%
    2,067
    9.0%
    CoremessagesAssetManagement2Q2026
    Assetsundermanagement-drivenrevenuesgrowby17percent(F/Xadjusted)
    Operatingprofitincreasesby23percent(F/Xadjusted)
    Excellentthird-partynetinflowsof39billioneuros
    In2Q2026,operatingrevenuesincreasedto2.3billioneuros(2Q2025:2.0billioneuros),aninternalgrowthof19.3percent.ThiswassupportedbyhigherAuM-drivenrevenues,whichadvancedby17percent(F/Xadjusted),aswellasbyhigherperformancefees.
    Operatingprofitwasverystrongat933millioneuros(2Q2025:779millioneuros),up19.8percent.Adjustedforforeigncurrencytranslationeffects,operatingprofitincreasedby23percent.Thecost-incomeratio(CIR)improvedtoaverygoodlevelof60.2percent(61.3percent),aheadofourfull-yearambitionoflessthan61percent.Thisachievementreflectsstrongtop-linemomentumandmanagementactions.Lottery
    Third-partyassetsundermanagementincreasedtoarecordlevelof2.161trillioneurosasofJune30,2026(4Q2025:1.990trillioneuros;1Q2026:2.043trillioneuros).Positivemarketeffectsof68billioneurosandexcellentnetinflowsof39billioneuroswerethemaindrivers.Averagethird-partyassetsundermanagementincreasedto2.093trillioneuros,13percentabove2Q2025.
    CoremessagesAssetManagement6M2026
    Operatingprofitincreases19percent(F/Xadjusted)to1.8billioneuros
    Recordthird-partynetinflowsof84billioneuros
    Third-partyAuMreacharecord-levelof2.161trillioneuros
    In6M2026,operatingrevenuesincreasedto4.5billioneuros,aninternalgrowthof15.8percent.TheincreasewasdrivenbyhigherAuM-drivenrevenuesfollowinghigheraveragethird-partyAuMandhigherperformancefees.
    Operatingprofitroseto1.8billioneuros(6M2025:1.6billioneuros),up12.6percent.Adjustedforforeigncurrencytranslationeffects,operatingprofitincreasedby19percent.Thecost-incomeratio(CIR)improvedtoaverygoodlevelof60.3percent(61.3percent).
    Third-partyassetsundermanagementamountedto2.161trillioneurosasofJune30,2026,comparedto1.990trillioneurosasofDecember31,2025.Recordnetinflowsof84billioneuroswerethemaindriver.Averagethird-partyassetsundermanagementamountedto2.067trillioneuros,9.0percentabove6M2025.Finance
    FOOTNOTES
    1
    Totalgrowth2.5percentin2Q26and0.1percentin6M26.
    2
    AdjustedforthesaleofourstakeinIndianJVs(netincomeimpact:EUR-0.1bntaxprovisionin1Q25andEUR1.1bngainin1Q26),disposalgainonUniCreditJV(netincomeimpact:EUR0.3bnin2Q25)andoffsettingmeasures(netincomeimpact:EUR-0.5bnin6M26).
    3
    SolvencyIIratio/SolvencyIIcapitalizationratio:ratiothatexpressesthecapitaladequacyofacompanybycomparingownfundstoSCR.ThisappliestoallinformationrelatedtotheSolvencyIIratiointhisdocument.
    4
    Basedonquarterlydividendaccrual;additionalaccrualtoreflectFYdividendwouldimpactSolvencyIIcapitalizationratioby-7%-pasofJune30,2026.ThisappliestoallinformationregardingtheSolvencyIIcapitalizationratiointhisdocument.
    5
    Asalways,naturalcatastrophesandadversedevelopmentsinthecapitalmarkets,aswellasfactorsstatedinourcautionarynoteregardingforward-lookingstatementsmayseverelyaffecttheoperatingprofitand/ornetincomeofouroperationsandtheresultsoftheAllianzGroup.Finance
    6
    Changeversusfull-year2025.
    7
    CoreEPSandcoreRoEcalculationbasedonshareholders‘corenetincome.
    8
    RetailincludingSMEandFleet.Thisappliestoallinformationrelatedtoretailinthisdocument.
    9
    CommercialincludinglargeCorporate,MidCorp,creditinsurance,internaland3rdpartyR/I.Thisappliestoallinformationrelatedtocommercialinthisdocument.
    10
    NormalizedCSMgrowthcomparedtoMarch31,2026.
    11
    NormalizedCSMgrowthcomparedtoDecember31,2025.
    2Q&6M2026RESULTSTABLELottery
    AllianzGroup-keyfigures2ndquarterandfirsthalfyear2026
    2Q2026
    2Q2025
    Delta
    6M2026
    6M2025
    Delta
    Totalbusinessvolume
    �bn
    45.6
    44.5
    2.5%
    98.6
    98.5
    0.1%
    -Property-Casualty
    �bn
    21.3
    20.1
    5.7%
    49.6
    47.1
    5.3%
    -Life/Health
    �bn
    22.1
    22.5
    -1.8%
    44.8
    47.6
    -5.9%
    -AssetManagement
    �bn
    2.3
    2.0
    16.7%
    4.5
    4.1
    10.0%
    -Consolidation
    �bn
    -0.2
    -0.2
    -17.3%
    -0.3
    -0.3
    -10.1%
    Operatingprofit/loss
    �mn
    4,874
    4,406
    10.6%
    9,390
    8,644
    8.6%
    -Property-Casualty
    �mn
    2,459
    2,295
    7.2%
    4,871
    4,465
    9.1%
    -Life/Health
    �mn
    1,544
    1,403
    10.0%
    2,898
    2,830
    2.4%
    -AssetManagement
    �mn
    933
    779
    19.8%
    1,790
    1,589
    12.6%
    -CorporateandOther
    �mn
    -54
    -74
    -26.8%
    -168
    -239
    -29.6%
    -Consolidation
    �mn
    -8
    3
    n.m.
    0
    -1
    -83.0%
    Netincome
    �mn
    2,783
    3,018
    -7.8%
    6,630
    5,599
    18.4%
    -attributabletonon-controllinginterests
    �mn
    188
    177
    6.6%
    344
    335
    2.9%
    -attributabletoshareholders
    �mn
    2,595
    2,841
    -8.7%
    6,285
    5,264
    19.4%
    Shareholders’corenetincome1
    �mn
    2,600
    2,976
    -12.7%
    6,385
    5,527
    15.5%
    Coreearningspershare2
    �
    6.48
    7.39
    -12.3%
    16.44
    13.99
    17.5%
    AdditionalKPIs
    -Group
    Corereturnonequity3
    %
    –
    –
    –
    20.7%
    18.1%
    2.6%
    -p
    -Property-Casualty
    Combinedratio
    %
    91.9%
    91.2%
    0.6%
    -p
    91.4%
    91.5%
    -0.1%
    -p
    -Life/Health
    Newbusinessmargin
    %
    5.6%
    5.7%
    -0.2%
    -p
    5.4%
    5.6%
    -0.2%
    -p
    -AssetManagementFinance
    Cost-incomeratio
    %
    60.2%
    61.3%
    -1.0%
    -p
    60.3%
    61.3%
    -0.9%
    -p
    06/30/2026
    12/31/2025
    Delta
    Shareholders'equity4
    �bn
    62.9
    62.7
    0.2%
    Contractualservicemargin(net)
    �bn
    36.2
    35.4
    2.4%
    SolvencyIIcapitalizationratio5
    %
    225%
    218%
    7%
    -p
    Third-partyassetsundermanagement
    �bn
    2,161
    1,990
    8.6%
    Pleasenote:ThefiguresarepresentedinmillionsofEuros,unlessotherwisestated.Duetorounding,numberspresentedmaynotadduppreciselytothetotalsprovidedandpercentagesmaynotpreciselyreflecttheabsolutefigures.
    1_
    Presentstheportionofshareholders’netincomebeforenon-operatingmarketmovementsandbeforeamortizationofintangibleassetsfrombusinesscombinations(includinganyrelatedincometaxeffects).
    2_
    Calculatedbydividingtherespectiveperiod’sshareholders'corenetincome,adjustedfornetfinancialchargesrelatedtoundatedsubordinatedbondsclassifiedasshareholders'equity,bytheweightedaveragenumberofsharesoutstanding(basiccoreEPS).
    3_
    Representstheannualizedratioofshareholders’corenetincometotheaverageshareholders’equityatthebeginningandattheendoftheperiod.Shareholders’corenetincomeisadjustedfornetfinancialchargesrelatedtoundatedsubordinatedbondsclassifiedasshareholders’equity.Fromtheaverageshareholders’equity,undatedsubordinatedbondsclassifiedasshareholders’equity,unrealizedgainsandlossesfrominsurancecontractsandotherunrealizedgainsandlossesareexcluded.Annualizedfiguresarenotaforecastforfullyearnumbers.For6M2025,thecorereturnonequityfortherespectivefullyearisshown.
    4_
    Excludingnon-controllinginterests.
    5_
    Riskcapitalfiguresaregroupdiversifiedat99.5%confidencelevel.SolvencyIIcapitalizationratioisbasedonquarterlydividendaccrual;additionalaccrualtoreflectFYdividendwouldimpactsolvencyIIcapitalizationratioby-7%-pasof30June2026.
    RATING
    Ratings1
    S&PGlobal
    Moody’s
    A.M.Best2
    InsurerfinancialstrengthratingFinance
    AA|stableoutlook
    Aa2|stableoutlook
    A+|stableoutlook
    Counterpartycreditrating
    AA|stableoutlook
    Notrated
    aa3|stableoutlook
    Seniorunsecureddebtrating
    AA
    Aa2|stableoutlook
    aa|stableoutlook
    Subordinateddebtrating
    A+/A
    A1/A34|stableoutlook
    aa-/a+|stableoutlook
    Commercialpaper(shortterm)rating
    A-1+
    Prime-1
    Notrated
    1
    IncludesratingsforsecuritiesissuedbyAllianzFinanceIIB.V.andAllianzFinanceCorporation.
    2
    A.M.Best'sRatingReportsreproducedonwww.allianz.comappearunderlicencefromA.M.BestCompanyanddonotconstitute,eitherexpresslyorimplicitly,anendorsementofAllianz'sproductsorservices.A.M.Best'sRatingReportsarethecopyrightofA.M.BestCompanyandmaynotbereproducedordistributedwithouttheexpresswrittenconsentofA.M.BestCompany.Visitorstowww.allianz.comareauthorisedtoprintasinglecopyoftheratingreportdisplayedtherefortheirownuse.Anyotherprinting,copyingordistributionisstrictlyprohibited.A.M.Best'sratingsareundercontinualreviewandsubjecttochangeoraffirmation.Toconfirmthecurrentratingvisitwww.ambest.com.Insurance
    3
    Issuercreditrating.
    4
    Finalratingsvaryonthebasisoftheterms.
    Relatedlinks
    MediaConference
    August7,2026,9:30AMCEST:YouTube(Englishlanguage)
    AnalystConference
    August7,2026,2:30PMCEST:YouTube(Englishlanguage)
    Results
    Theresultsandrelateddocumentscanbefoundinthedownloadcenter.
    Upcomingevents
    FinancialResults3Q&9M2026
    November12,2026
    Moreinformationcanbefoundinthefinancialcalendar.
    AboutAllianz
    TheAllianzGroupisoneoftheworld’sleadinginsurersandassetmanagers,activeinalmost70countriesandservingaround97millionprivateandcorporatecustomers*.Ourcustomersbenefitfromabroadrangeofpersonalandcorporateinsuranceservices,includingproperty,lifeandhealthinsurance,aswellasassistanceservices,creditandglobalbusinessinsurance.RecognizedfortheseventhconsecutiveyearasthenumberoneglobalinsurancebrandinInterbrand’sBestGlobalBrands2025ranking,Allianz’ssuccessisbuiltontechnology-enabledcustomercentricity–providingpeaceofmind,protection,andpreventionforourcustomersandstrengtheningtheresilienceofindividuals,communities,andsocieties.Weareoneoftheworld’slargestinvestors,managingaround791billioneuros**onbehalfofourinsurancecustomers.Furthermore,ourassetmanagersPIMCOandAllianzGlobalInvestorsmanageabout2.2trillioneuros**ofthird-partyassets.Thankstooursystematicintegrationofenvironmentalandsocialcriteriainourbusinessprocessesandinvestmentdecisions,AllianzreceivedanMSCIESGRatingofAAA(asofMarch2026).In2025,our156,000dedicatedemployeesachievedatotalbusinessvolumeof186.9billioneurosandanoperatingprofitof17.4billioneurosforourshareholders.
    *AsofDecember31,2025.CustomercountreflectsAllianzcustomersinconsolidatedentitiesthatarepartofthecustomerreportingscopeonly.
    **AsofJune30,2026.
    Theseassessmentsare,asalways,subjecttothedisclaimerprovidedbelow.
    Cautionarynoteregardingforward-lookingstatements
    Thisdocumentincludesforward-lookingstatements,suchasprospectsorexpectations,thatarebasedonmanagement'scurrentviewsandassumptionsandsubjecttoknownandunknownrisksanduncertainties.Actualresults,performancefigures,oreventsmaydiffersignificantlyfromthoseexpressedorimpliedinsuchforward-lookingstatements.
    Deviationsmayariseduetochangesinfactorsincluding,butnotlimitedto,thefollowing:(i)thegeneraleconomicandcompetitivesituationintheAllianz’scorebusinessandcoremarkets,(ii)theperformanceoffinancialmarkets(inparticularmarketvolatility,liquidity,andcreditevents),(iii)adversepublicity,regulatoryactionsorlitigationwithrespecttotheAllianzGroup,otherwell-knowncompaniesandthefinancialservicesindustrygenerally,(iv)thefrequencyandseverityofinsuredlossevents,includingthoseresultingfromnaturalcatastrophes,andthedevelopmentoflossexpenses,(v)mortalityandmorbiditylevelsandtrends,(vi)persistencylevels,(vii)theextentofcreditdefaults,(viii)interestratelevels,(ix)currencyexchangerates,mostnotablytheEUR/USDexchangerate,(x)changesinlawsandregulations,includingtaxregulations,(xi)theimpactofacquisitionsincludingandrelatedintegrationissuesandreorganizationmeasures,and(xii)thegeneralcompetitiveconditionsthat,ineachindividualcase,applyatalocal,regional,national,and/orgloballevel.Manyofthesechangescanbeexacerbatedbyterroristactivities.Insurance
    Nodutytoupdate
    Allianzassumesnoobligationtoupdateanyinformationorforward-lookingstatementcontainedherein,saveforanyinformationwearerequiredtodisclosebylaw.
    Other
    Thefiguresregardingthenetassets,financialpositionandresultsofoperationshavebeenpreparedinconformitywithInternationalFinancialReportingStandards.ThisQuarterlyEarningsReleaseisnotanInterimFinancialReportwithinthemeaningofInternationalAccountingStandard(IAS)34.ThisisatranslationoftheGermanQuarterlyEarningsReleaseoftheAllianzGroup.Incaseofanydivergences,theGermanoriginalisbinding.
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